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Gulf Union

إتحاد الخليج الأهلية
8120 Main Market Shariah Compliant Buy
10.30 SAR
+0.23 (+2.28%)
Market Cap 472.72M SAR
Volume 54.57K shares
P/E Ratio N/A
Dividend Yield 0.00%
52-Week Range Insurance
9.00
15.64
Last Updated: March 26, 2026 Confidence: 70%

Technical Analysis & Signals

Buy
Confidence 70%

The Union Gulf Insurance stock shows positive signals in the Saudi market with a potential upward trend.

Support 10.03 SAR
Resistance 10.43 SAR
Short-term (1-2 weeks) 10.50 SAR
Medium-term (1-3 months) 11.00 SAR
Risk Score
5/10 Medium
Technical Analysis

The stock is currently trading at 10.3 SAR, with a 2.28% increase. The Relative Strength Index (RSI) is at 57.3, indicating potential positive momentum.

Support & Resistance Levels

The main support level is at 10.03 SAR, while resistance is at 10.43 SAR. The stock may face challenges at the resistance level before continuing the upward trend.

Volume Analysis

Trading volume may indicate increased activity, reinforcing the upward trend. This momentum is expected to continue if trading volume remains high.

Fundamental Factors

The stock shows no Price-to-Earnings (P/E) ratio or dividend yield, indicating a growth phase. However, general economic factors in the Saudi market should be monitored.

Risk Factors

The company may face challenges in achieving sustainable growth, especially amid market volatility. It is important to monitor any changes in economic policies that may affect the stock's performance.

Recommendation

Disclaimer: This analysis is for educational purposes only and does not constitute investment advice. Further research is recommended before making any investment decisions.

Analyzed: March 26, 2026, 6:21 PM Rule-based analysis

Automated analysis is based on historical data and technical indicators and may not reflect future market conditions.

Financial Fundamentals

Market Cap 472.72M
P/E Ratio N/A
P/B Ratio 0.90
EPS -1.73
Dividend Yield 0.00%
Dividend/Share 0.00
ROE -10.00%
Debt/Equity 1.15
Free Float 72.15%
Shares Outstanding 45.89M

Price Data

52-Week High 15.64
52-Week Low 9.00
3-Month High 11.28
3-Month Low 9.00
Open 10.03
Day's High 10.43
Day's Low 10.03
Previous Close 10.07

Price Chart - Gulf Union

8120

Technical Analysis

Current Price: 10.30 SAR
Overall Technical Signal Bullish Signal
5 Bullish 2 Neutral 2 Bearish

Moving Averages

SMA 20 9.80 SAR
Bullish
SMA 50 10.36 SAR
Bearish
SMA 200 12.10 SAR
Bearish
EMA 12 9.84 SAR
Bullish
EMA 26 9.99 SAR
Bullish
Current Price 10.30 SAR — Price above average = Bullish

Momentum Indicators

RSI 14
57.30 Neutral
Oversold (<30) Neutral Overbought (>70)
MACD Bullish
MACD -0.151
Signal -0.241
Histogram +0.089

Bollinger Bands

Within Band
Upper Band 10.46 SAR
Middle Band 9.80 SAR
Lower Band 9.14 SAR
Price position within band
Lower Band Upper Band
Average True Range (ATR) 0.50 SAR

Trend Strength (ADX)

Moderate Trend
24.4
Weak (<20) Moderate Strong (>40)
+DI (Bullish) 27.60
-DI (Bearish) 17.20
Dominant Trend: Bullish
On-Balance Volume (OBV) -2.09M shares

Financial Summary

Gulf Union

Valuation

Market Cap
472.72M
P/E Ratio
N/A
P/B Ratio
0.90
EPS (Earnings/Share)
-1.73

Profitability

Revenue
963.51M
Net Income
-79.28M
Return on Equity (ROE)
-10.00%
Shares Outstanding
45.89M

Balance Sheet

Total Assets
N/A
Total Debt
6.29M
Debt/Equity
1.15
Free Float %
+72.2%

Dividends & Margins

Dividend Yield
0.00%
Dividend/Share
0.00
Book Value
11.44

Financial data extracted from published quarterly reports. All values in SAR unless otherwise stated.

Historical Financial Data

4 years
Year RevenueNet IncomeTotal AssetsTotal DebtEPS
2024
740.87M +18.6%
43.65M -65.1%
1.20B +12.1%
8.62M -22.4%
0.95 -65.1%
2023
624.46M +44.1%
125.04M +783.3%
1.07B +12.7%
11.11M +63.9%
2.72 +780.0%
2022
433.33M -30.1%
-18.30M +87.0%
946.81M +15.6%
6.78M +0.6%
-0.40 +87.0%
2021
619.80M
-141.19M
819.18M
6.73M
-3.08

Historical data sourced from Yahoo Finance and may differ from official audited financial reports.

Price Forecast

Buy
Buy
Confidence
70%
Price Range
Medium Target 11.00 +6.80%
Short Target 10.50 +1.94%
Resistance 10.43 +1.26%
Current Price 10.30
Support 10.03 -2.62%
Short-term Target 1-3 months
10.50 +1.94%
Medium-term Target 3-6 months
11.00 +6.80%
Upside +6.8%
Downside -2.6%
Risk/Reward Ratio Favorable
2.59 : 1

These forecasts are based on technical analysis and AI and do not constitute investment advice. Past performance does not guarantee future results.

Sector Comparison

Insurance

Dividend History

Gulf Union

No dividend payments recorded for this stock

Dividend data from Tadawul records. All amounts in SAR. Estimated yield calculated based on year-end price.

Ownership Structure

Locked Ownership27.85%
Free Float72.15%

Data source: Yahoo FinanceLast updated: 2026-03-26

Risk Assessment

Medium
Low 0
Medium 4
High 0

Risk Factors

!
Moderate Volatility Medium

Average True Range 4.9% of stock price

!
Moderate Liquidity Medium

Trading volume below average

!
Moderate Debt Medium

Debt-to-equity ratio 1.15

!
Moderate Trend Medium

ADX indicator at 24

Medium

Moderate risk factors with some sector pressures

Confidence Level 70%
Analysis Signal Buy

This assessment is automated based on quantitative data and does not constitute investment advice. Please consult a licensed financial advisor before making investment decisions.

FAQ

6 question
1 What is Gulf Union stock price today?

Gulf Union (8120) stock price today is 10.30 SAR, gaining by +2.28% compared to the previous session close. The 52-week price range is between 9.00 SAR and 15.64 SAR.

2 What is Gulf Union stock valuation?

The automated analysis signal for Gulf Union is "Buy" with 70% confidence. The P/B ratio is 0.90.

3 Is Gulf Union Shariah-compliant?

Yes, Gulf Union (8120) is Shariah-compliant according to the latest lists approved by relevant Shariah authorities.

4 What are Gulf Union dividend distributions?

No dividend payment data is currently available for Gulf Union. The company may not distribute dividends or the data has not been updated yet.

5 What is Gulf Union weekly performance?

Gulf Union performance over different time periods: weekly change +8.42%, monthly -2.65%, and year-to-date -3.10%. The stock is currently trading with a volume of 54,571 shares.

6 What is the target level for Gulf Union?

According to automated analysis for Gulf Union: Short-term target (1-2 weeks): 10.50 SAR. Medium-term target (1-3 months): 11.00 SAR. Support level: 10.03 SAR. Resistance level: 10.43 SAR. Note: These are automated analytical levels and do not constitute investment advice.

Disclaimer

The information provided on this page is for educational and analytical purposes only and does not constitute investment advice or a recommendation to buy or sell. Past performance does not guarantee future results. All investments involve risk including loss of capital. Please consult a licensed financial advisor before making any investment decisions.

Automated analysis relies on historical data and technical indicators and may not reflect future market conditions.