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Gulf Union

إتحاد الخليج الأهلية
8120 Main Market Shariah Compliant Hold
11.17 SAR
0.00 (0.00%)
Market Cap 512.65M SAR
Volume 527.58K shares
P/E Ratio N/A
Dividend Yield 0.00%
52-Week Range Insurance
9.00
15.64
Last Updated: May 11, 2026 Confidence: 65%

Technical Analysis & Signals

Hold
Confidence 65%

The Union Gulf Insurance stock is trading in a narrow range with a sideways trend, indicating a state of indecision in the Saudi market.

Support 10.95 SAR
Resistance 11.50 SAR
Short-term (1-2 weeks) 11.37 SAR
Medium-term (1-3 months) N/A
Risk Score
5/10 Medium
Technical Analysis

The Union Gulf Insurance stock is trading at 11.17 SAR, with the RSI at 52.9, indicating a balance between buyers and sellers. The negative MACD Hist may suggest weakness in momentum, potentially leading to sideways movements in the near term.

Support & Resistance Levels

Support levels are at 10.95 SAR, while resistance levels are at 11.5 SAR. It is expected that the stock may trade within this range unless one of these levels is clearly broken.

Volume Analysis

Volume data is not provided, but current trading volume is expected to be modest given the stock's sideways trend. Any increase in volume may indicate potential price movements in the future.

Fundamental Factors

Fundamental data shows that the stock has a P/E ratio of 0, which may indicate a lack of current earnings. Additionally, the 0% dividend yield may affect the stock's attractiveness to investors.

Risk Factors

Potential risks include general market volatility, which may impact the stock's performance. The sideways trend may also indicate uncertainty in the market, potentially increasing investment risks.

Recommendation

Disclaimer: This analysis is for educational purposes only and does not constitute investment advice. Investors are advised to monitor support and resistance levels and make decisions based on a comprehensive market analysis.

Analyzed: May 11, 2026, 4:41 PM Rule-based analysis

Automated analysis is based on historical data and technical indicators and may not reflect future market conditions.

Financial Fundamentals

Market Cap 512.65M
P/E Ratio N/A
P/B Ratio 0.90
EPS -1.82
Dividend Yield 0.00%
Dividend/Share 0.00
ROE -10.00%
Debt/Equity 1.06
Free Float 70.57%
Shares Outstanding 45.89M

Price Data

52-Week High 15.64
52-Week Low 9.00
3-Month High 11.95
3-Month Low 9.00
Open 11.14
Day's High 11.37
Day's Low 11.09
Previous Close 11.17

Price Chart - Gulf Union

8120

Technical Analysis

Current Price: 11.17 SAR
Overall Technical Signal Bearish Signal
3 Bullish 2 Neutral 4 Bearish

Moving Averages

SMA 20 11.22 SAR
Bearish
SMA 50 10.57 SAR
Bullish
SMA 200 11.53 SAR
Bearish
EMA 12 11.20 SAR
Bearish
EMA 26 11.07 SAR
Bullish
Current Price 11.17 SAR — Price above average = Bullish

Momentum Indicators

RSI 14
52.90 Neutral
Oversold (<30) Neutral Overbought (>70)
MACD Bearish
MACD 0.132
Signal 0.180
Histogram -0.048

Bollinger Bands

Within Band
Upper Band 11.50 SAR
Middle Band 11.22 SAR
Lower Band 10.95 SAR
Price position within band
Lower Band Upper Band
Average True Range (ATR) 0.32 SAR

Trend Strength (ADX)

Moderate Trend
29.4
Weak (<20) Moderate Strong (>40)
+DI (Bullish) 25.70
-DI (Bearish) 12.90
Dominant Trend: Bullish
On-Balance Volume (OBV) -736.70K shares

Financial Summary

Gulf Union

Valuation

Market Cap
512.65M
P/E Ratio
N/A
P/B Ratio
0.90
EPS (Earnings/Share)
-1.82

Profitability

Revenue
933.79M
Net Income
-83.63M
Return on Equity (ROE)
-10.00%
Shares Outstanding
45.89M

Balance Sheet

Total Assets
N/A
Total Debt
6.04M
Debt/Equity
1.06
Free Float %
+70.6%

Dividends & Margins

Dividend Yield
0.00%
Dividend/Share
0.00
Book Value
12.41

Financial data extracted from published quarterly reports. All values in SAR unless otherwise stated.

Historical Financial Data

5 years
Year RevenueNet IncomeTotal AssetsTotal DebtEPS
2025
933.79M +26.0%
-83.63M -291.6%
1.16B -3.3%
6.04M -29.9%
-1.82 -291.6%
2024
740.87M +18.6%
43.65M -65.1%
1.20B +12.1%
8.62M -22.4%
0.95 -65.1%
2023
624.46M +44.1%
125.04M +783.3%
1.07B +12.7%
11.11M +63.9%
2.72 +780.0%
2022
433.33M
-18.30M
946.81M
6.78M
-0.40
2021

Historical data sourced from Yahoo Finance and may differ from official audited financial reports.

Price Forecast

Hold
Hold
Confidence
65%
Price Range
Resistance 11.50 +2.95%
Short Target 11.37 +1.79%
Current Price 11.17
Support 10.95 -1.97%
Short-term Target 1-3 months
11.37 +1.79%
Medium-term Target 3-6 months
N/A
Upside
Downside -2.0%

These forecasts are based on technical analysis and AI and do not constitute investment advice. Past performance does not guarantee future results.

Sector Comparison

Insurance

Dividend History

Gulf Union

No dividend payments recorded for this stock

Dividend data from Tadawul records. All amounts in SAR. Estimated yield calculated based on year-end price.

Ownership Structure

Locked Ownership29.43%
Free Float70.57%

Data source: Yahoo FinanceLast updated: 2026-05-11

Risk Assessment

Medium
Low 1
Medium 3
High 0

Risk Factors

!
Moderate Volatility Medium

Average True Range 2.9% of stock price

Good Liquidity Low

Trading volume near or above average

!
Moderate Debt Medium

Debt-to-equity ratio 1.06

!
Moderate Trend Medium

ADX indicator at 29

Medium

Moderate risk factors with some sector pressures

Confidence Level 65%
Analysis Signal Hold

This assessment is automated based on quantitative data and does not constitute investment advice. Please consult a licensed financial advisor before making investment decisions.

FAQ

6 question
1 What is Gulf Union stock price today?

Gulf Union (8120) stock price today is 11.17 SAR, unchanged by 0.00% compared to the previous session close. The 52-week price range is between 9.00 SAR and 15.64 SAR.

2 What is Gulf Union stock valuation?

The automated analysis signal for Gulf Union is "Hold" with 65% confidence. The P/B ratio is 0.90.

3 Is Gulf Union Shariah-compliant?

Yes, Gulf Union (8120) is Shariah-compliant according to the latest lists approved by relevant Shariah authorities.

4 What are Gulf Union dividend distributions?

No dividend payment data is currently available for Gulf Union. The company may not distribute dividends or the data has not been updated yet.

5 What is Gulf Union weekly performance?

Gulf Union performance over different time periods: weekly change -1.50%, monthly -4.53%, and year-to-date +5.08%. The stock is currently trading with a volume of 527,579 shares.

6 What is the target level for Gulf Union?

According to automated analysis for Gulf Union: Short-term target (1-2 weeks): 11.37 SAR. Support level: 10.95 SAR. Resistance level: 11.50 SAR. Note: These are automated analytical levels and do not constitute investment advice.

Disclaimer

The information provided on this page is for educational and analytical purposes only and does not constitute investment advice or a recommendation to buy or sell. Past performance does not guarantee future results. All investments involve risk including loss of capital. Please consult a licensed financial advisor before making any investment decisions.

Automated analysis relies on historical data and technical indicators and may not reflect future market conditions.